Noracard
NORA CARD is a prepaid Mastercard operated by Topplex Marketing Ltd, a company registered in Cyprus (registration number HE 487579). You top up the card with crypto, the amount is converted into a USD balance, and you spend that balance at Mastercard merchants or withdraw cash at ATMs abroad. There is no credit check, and identity verification (KYC) is required.
Key details
- Network: Mastercard
- Card type: Prepaid (crypto converted to a USD balance)
- Cards offered: Physical Card and Premium Card (metal). The Virtual Card is not available yet, so only physical cards are issued for now
- Rewards: No rewards programme is listed on the official site
- Annual fee: No annual fee is listed; a monthly fee of $1 applies
- Issuance fee: $100
- Where it is available: Mastercard merchants in about 190 countries and regions, plus ATM cash withdrawals abroad. Some countries are restricted by card type; check the list on the official site
- Mobile payments: Apple Pay and Google Pay
- Top-up assets: 14 crypto assets, including USDT, USDC, BTC and ETH; minimum top-up $10
- Delivery: Up to about 7 days, depending on region and customs
- Cards per account: Up to 3
- Security and compliance: The official site lists KYC/AML checks, SOC 2 Type II and PCI DSS
Fees and limits
| Item | Amount |
|---|---|
| Card issuance fee | $100 |
| Top-up fee | 1.75% |
| ATM withdrawal fee | $3 + 1.00% |
| Foreign exchange (FX) fee | 2.00% |
| Transaction fee | $0.40 per transaction |
| Monthly fee | $1 |
| Card unfreeze (reactivation) fee | $25 |
| Payment limit | $175,000 per transaction, per day and per month |
| ATM limit | $2,000 per day, $60,000 per month |
Figures as of October 2026, from the official NORA CARD site. The official site notes that actual fees and limits can vary with service policy, your verification status and partner policies.
How to apply
Sign up on the official NORA CARD site, complete identity verification (KYC), apply for a card and pay the issuance fee. Once the physical card arrives, activate it in the NORA app and top it up before use.
Before you apply
- Confirm the card is available in your country first — availability changes often and can differ from what a review says.
- Identity verification (KYC) is required for every card on this list, and some also ask for a minimum balance.
- Fees and cashback rates change over time; treat the issuer’s official page as the source of truth, not this summary.
- With most of these cards the crypto is converted at the moment you pay, so the rate and any markup apply at that point.
This page is information only — not financial advice, and not an offer or recommendation to use any product.
Fees and limits can change. Check the official NORA CARD site before applying.
Disclosure: ScoreWire has a commercial relationship with NORA CARD.